What Can I Do With a Major In Risk Management and Insurance ?
The Bachelor of Business Administration in Risk Management and Insurance (RMI for short) offers a unique program of study designed to give you a broad understanding of the roles and functions of risk-bearing institutions, knowledge of basic principles necessary for adequately managing economic risk, and the opportunity for professional advancement in the field. Risk management and insurance professionals focus on the function of executive leadership in handling risks facing the business enterprise.
The risk management and insurance industry offers careers that help individuals and businesses manage (or anticipate) risk to protect themselves from catastrophic losses. These professionals help clients understand their insurance needs and options. The first thing that comes to mind for most people when they think of jobs in insurance is sales, but that’s only one aspect of the field. Other areas include consulting, underwriting, asset management, human resources, customer service, actuarial, and legal services. Some Risk Management majors pursue related Terry College certificate programs, such as the Certificate in Legal Studies or the Actuarial Science Certificate.
** Includes Self-Employed
Risk Management & Insurance Student Organizations
Additional Terry Student Organizations of Interest
- Atlas Business Society**- open to 1st and 2nd year students. Aims to give students a competitive edge in business through resume building, LinkedIn profile creation, and interview preparation, complemented by talks from industry leaders. The society also engages in community service events and hosts social gatherings to foster member bonding.
- Magellan Program** - open to 1st year students. Semester-long program focused on skill development and peer networking. Applications are open only at the beginning of the Fall semester.
- Alpha Kappa Psi - co-ed professional business fraternity open to all majors. Focused on creating a brotherhood bond and enhancing professional development through seminars, community service, and social events.
- Black Business Student Association - caters to every major within the Terry College of Business. Focuses on promoting resources and opportunities available for Intended-Terry and current students in Terry. BBSA also has an emphasis on professional development opportunities that help students secure internship and full-time roles.
- Delta Sigma Pi - co-ed professional business fraternity that develops principled business leaders and offers lifelong opportunities for its members, providing training in professional skills, leadership, and service.
- Society of Business Intelligence - open to all majors. Focused on developing and building the "hard" skills of students, which include data analytics skills such as Tableau, data visualization, SAS, and many more.
- Society of Entrepreneurs - connects students to resources of the Entrepreneurship Program and the Athens entrepreneurial community.
- Sustainable Business Society - student-led club with the mission of equipping members with tools to analyze and better understand the intersection between business and sustainability. Members will develop a deeper understanding of how businesses can thrive using the triple bottom line (people, profit, and planet) through speakers and the chance to work with local Athens businesses.
- Terry Ambassadors** - build community and enhance awareness of opportunities within the college by engaging with students and alumni, thereby furthering the Terry legacy.
- Terry Edge Network - open to UGA students of all majors, genders, and degree types. Supports student success by offering experiences and resources to boost confidence and leadership skills, helping students achieve their goals.
**Application required
Source: Terry College of Business Student Organizations
Explore additional UGA clubs and organizations on the UGA Involvement Network
Connect with Your Career Consultant
POTENTIAL CAREER PATHS
- Actuary: Analyze statistical data, such as mortality, accident, sickness, disability, and retirement rates and construct probability tables to forecast risk and liability for payment of future benefits. May ascertain insurance rates required and cash reserves necessary to ensure payment of future benefits.
- Claims Adjuster: Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
- Insurance Broker or Agent: Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Risk Analyst: Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.
- Insurance Underwriter: Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
ADDITIONAL RECOMMENDATIONS
Land an Internship: There are many types of risk management and insurance jobs, but some of the best and most desirable jobs for college graduates are highly competitive. For that reason, risk management and insurance majors should seek to complete one or more internships during their time in college. Not only do internships give you valuable experience and make you more competitive, but many companies now use internships as one of their primary methods for deciding who to hire.
Get Involved: Join a Risk Management and Insurance-specific organization such as Gamma Iota Sigma or the Insurance Society. Pursue leadership positions to make yourself more competitive, and keep your resume updated.
Start Connecting: The Risk Management and Insurance Department at UGA does an excellent job of connecting students with career opportunities. Take advantage of these resources during your time in school – subscribe to the department’s listserv, attend campus events such as employer information sessions, and network with employers during the RMI Career Fair held each fall.
COMPANY & SALARY RESEARCH
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Join LinkedIn groups that are relevant to your career interests. To search, select "groups" & type in your keywords.
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Review the groups that professionals in your field of interest have joined & consider joining those as well.
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To login, visit the LinkedIn main page.
O*NET Online – The O*NET database includes information on skills, abilities, knowledge, work activities, and interests associated with over 900 occupations.
My Next Move – An interactive tool for students and job seekers to learn more about their career options.
Occupational Outlook Handbook – The OOH is a career resource offering information on the hundreds of occupations that provide most of jobs in the United States.
Vault – Vault.com provides in-depth intelligence on what it’s really like to work in an industry, company, or profession – and how to position yourself to land that job.
Candid Career – This resource provides you with access to thousands of informational video interviews with real professionals through an easy-to-use website.
UGA Mentor Program – Connect with a mentor (alumni, faculty, staff) to research and explore industries and careers. Research industries and careers by connecting with a mentor for a quick chat or formal 16-week mentorship through the UGA Mentor Program.
Interstride - Interstride is an interactive tool for both international and domestic students to enhance their international experience and employment potential. The platform consists of job-listings, hiring trends, employer information, self-assessments, and up-to-date immigration guidance.
Glassdoor - Glassdoor is a free jobs and career community that offers an inside look at jobs and companies through "employee generated content" – anonymous salaries, company reviews, interview questions, and more – all posted by employees and job seekers.
Steppingblocks - Research your future career with real-world stats about your major, your interests, and your dream job title with career and education searches designed to find your best path based on millions of others. It’s data-powered career exploration for doers like you.
GENERAL:
- Handshake
- LinkedIn (this popular networking site also has a job board!)
- Idealist (non-profit jobs)
- USAJobs (federal jobs)
MAJOR/CAREER SPECIFIC JOB BOARDS:
- American Society for Health Care Risk Management (Health Care Risk Management Jobs)
- Global Association of Risk Professionals
- GovernmentJobs.com (Risk Management Government Jobs)
- InsuranceJobs.com
- InsuranceJournal.com
- Professional Risk Managers’ International Association
- Public Agency Risk Management Association
- UltimateInsuranceJobs.com
PROFESSIONAL ASSOCIATIONS
- American Property Casualty Insurance Association
- American Risk and Insurance Association
- Association of Professional Insurance Women
- Council of Insurance Agents and Brokers
- Insurance Information Institute
- International Association of Insurance Professionals
- National Association of Professional Insurance Agents
- Professional Risk Managers’ International Association
- Public Risk Management Association
- Wholesale & Specialty Insurance Association
Tip: Join LinkedIn groups that are related to your career interest.
The information below represents employers and position titles from the Class of 2025 Career Outcomes Survey. To view historical Career Outcomes for this major, click here and select "Historical Data" from the navigation menu.
| Employer | Position Title(s) |
|---|---|
| ADAboy Van Conversions | Manager | AIG | Actuarial Analyst | AIG | Professional Associate | AIG | Anylast | AIG | Retail Property Analyst | AIG | Underwriting Analyst | AIG | Underwriting Analyst | AIG | Underwriting Analyst | Ally | Risk and Compliance Rotational Associate | Amazon | Risk Specialist | AmWINS | Account Manager | AmWINS | Associate Broker | AmWINS | Associate Broker | AmWINS | Associate Underwriter | AmWINS | Associate Underwriter | AmWINS | Junior Associate Broker | AmWINS | Junior Associate Broker | AmWINS | Wholesale Brokerage Intern | Aon | Associate Account Executive | Aon | Associate Broker | Aon | Associate Broker | Aon | Early Career Middle Market Broker | Aon | Health Solution Specialist | AssuredPartners | Commercial Lines Account Coordinator | Auto-Owners Insurance | Associate Claims Representative | Auto-Owners Insurance | Associate Claims Representative | AXIS Capital | Underwriting Trainee | Bank of America | Global Risk Analyst | BDO USA | TPA Assurance Associate | Beazley | Underwriting Trainee | Beazley | Underwriting Trainee | Beazley | Underwriting Trainee | Berkshire Hathaway | Associate Underwriter | Berkshire Hathaway | Underwriter | Brown & Brown | Risk Analyst | Brown & Brown | Risk Analyst | Brown & Brown | Risk Analyst | Builders Insurance | Underwriter Assistant | Burns & Wilcox | Associate Underwriter | Burns & Wilcox | Associate Underwriter | Chele's Gifts & Outfitters | Men's Retail Lead & Marketing Manager | Chubb Insurance | Associate Risk Consultant | Chubb Insurance | Commercial Insurance Underwriter | Chubb Insurance | Commercial Lines Underwriter | Chubb Insurance | Multinational Underwriter | Chubb Insurance | Underwriting Associate | Chubb Insurance | Underwriter | Chubb Insurance | Underwriting Professional Development Program | Chubb Insurance | Underwriting and Claims Associate | Claxton Bank | Management Trainee | Clay Van Meter State Farm | Account Manager | CNA Insurance Company | Underwriting Trainee | Coalfire | Compliance Advisory Associate | Comcast | Financial Analyst | Core Specialty Insurance Holdings | Associate Underwriter | Cornerstone Insurance Services | Customer Service Representative | Country Financial | Associate Agent | Deutsche Bank | Analyst | Emalex Biosciences | Commercial Consultant and Business Analytics | EPIC Insurance Brokers & Consultants | Risk Management - Surety Practice | Everest Group, Ltd. | Associate Underwriter | Everest Group, Ltd. | Associate Underwriter | FCCI Insurance Group | Underwriter | Fiserv | Analyst | Frontline Insurance | Home Solutions Administrator | Gallagher | Producer Associate | Gallagher Bassett | Claims Adjuster | General Star | Excess Property Associate Underwriter | Genstar Insurance Services | Associate Underwriter | Georgia Farm Bureau | Insurance Agent | Goosehead Insurance Agency, LLC | Account Executive | Guidehouse | Actuarial Consultant | Guy Carpenter | Risk Analyst | Harford Mutual Insurance Group | Commercial Underwriter | Higginbotham | Commercial Lines Producer | Higginbotham | Commercial Property & Casualty Producer | Holder Construction Company | Risk Analyst | Howden Group | Associate Broker | Hudson and Marshall Inc. | Casualty Team | INSUREtrust | Account Manager | Intact Insurance Specialty Solutions | Associate Underwriter | Jackson Healthcare | Corporate Risk Coordinator | Jencap | Broker Trainee | Jencap | Broker Trainee | JPMorgan Chase & Co. | Credit Analyst | Kinghorn Insurance Agency | Commercial Lines Agent | L Catterton | Private Equity Associate | Liberty Mutual Group | Associate Analyst | Liberty Mutual Group | Associate Underwriter | Liberty Mutual Group | Underwriter | Lockton | Account Analyst | Lockton | Account Analyst | Lockton | Account Analyst | Lockton | Account Analyst | Lockton | Account Analyst | Lockton | Account Analyst | Lockton | Cyber Account Analyst | Lockton | Cyber Senior Account Specialist | Lockton | Property Broking Analyst | Markel | Underwriting Support Specialist | Marsh & McLennan Companies | Actuarial Analyst | Marsh & McLennan Companies | Associate Advisor | Marsh & McLennan Companies | Associate Broker | Marsh & McLennan Companies | Associate Producer | Marsh & McLennan Companies | Business Insurance Account Associate | Marsh & McLennan Companies | TRAC Associate | Marsh & McLennan Companies | Employee Health & Benefits Account Associate | Marsh & McLennan Companies | TRAC Associate | Marsh & McLennan Companies | Account Specialist | Marsh & McLennan Companies | Account Specialist | McDuffie County Farm Bureau | Customer Service Representative | McGriff Insurance Services | Client Services Specialist | McGriff Insurance Services | Marketing Analyst | Menzies Aviation | Ramp Safety Agent | Milliman | Actuarial Analyst | Molina Healthcare | Associate Actuarial Analyst | Nalley Acura | Shipping & Receiving Supervisor | New South Construction | Risk Management Coordinator | Northwestern Mutual | Service Advisor | Novelis | Data Analytics Intern | Oakbridge Insurance | Account Manager | Oasis Shower Doors | Regional Sales Consultant | Oliver Maner Law Firm | Legal Assistant | Oliver Wyman | Analyst | Oliver Wyman | P&C Actuarial Analyst | Philadelphia Insurance Companies | Marketing Associate | Philadelphia Insurance Companies | Underwriter Trainee | Prosthetic Solutions Inc | Prosthetic Technician | Protiviti | Internal Audit and Financial Advisory Consultant | PwC | Associate | QuadScore Insurance Services | Underwriting Specialist | QuadScore Insurance Services | Underwriting Specialist | QuadScore Insurance Services | Underwriting Specialist | Redding Private Client | Client Service Associate | REPAY | Risk Analyst | Rhodes Risk Advisors | Business Marketing Specialist | Rhodes Risk Advisors | Client Support Specialist | Rhodes Risk Advisors | Client Support Specialist | Rhodes Risk Advisors | Client Support Specialist | Risk Placement Services, Inc. | Executive Lines Broker | Risk Smith Insurance Services | Associate Underwriter | RT Specialty | Broker Assistant | Ryan Specialty | Business Development Associate | Savannah River Logistics | CSR | Selective Insurance Company of America | Underwriting Trainee | Self-Employed | Entrepreneur | Shield Financial | Sales Agent | Sigma Thermal | Purchasing Assistant | Skyward Specialty Insurance | Assistant Underwriter | Skyward Specialty Insurance | Assistant Underwriter I | Sloan Landscaping | Chief Executive Officer | Sompo International | Claims Trainee | Sompo International | Underwriting Trainee - Inland Marine | SPG - Specialty Program Group | Customer Service Representative | Starr Insurance | Associate Underwriter | Starr Insurance | Associate | State Farm Insurance Company | Acquisitions Analyst | State Farm Insurance Company | Claim Specialist | State Farm Insurance Company | Claims Specialist | State Farm Insurance Company | Injury Claim Specialist | State Farm Insurance Company | Sales Associate/ Aspiring Agent | State Farm Insurance Company | Sales Representative | State Farm Insurance Company | Underwriter | Sterling Seacrest Pritchard | Account Associate | Sterling Seacrest Pritchard | Client Service Assistant | Sterling Seacrest Pritchard | Client Service Assistant | Sterling Seacrest Pritchard | Client Service Assistant | Sterling Seacrest Pritchard | Client Service Associate | Sterling Seacrest Pritchard | Client Service Assistant | Texas Army National Guard | Scout Platoon Leader | The Hanover Insurance Group | Surety Underwriting Trainee | The Hanover Insurance Group | Associate Adjuster CGL | The Hartford | Associate Underwriter | The Walt Disney Company | Cast Member | TIAA | Risk and Compliance Associate | Tokio Marine HCC | Compliance Associate | Tokio Marine HCC | Underwriter | Tradeweb | Dealer Support Associate | Travelers Insurance Company | Underwriting Professional Development Trainee | Travelers Insurance Company | Underwriting Professional Development Program | Twin Maples Specialty | Associate Underwriter | Unum Insurance | Small Business Associate | USI Insurance Services | Associate Account Representative | USI Insurance Services | Associate Account Representative | USI Insurance Services | Commercial Lines Associate | USI Insurance Services | Commercial Lines Associate | Vantage Risk Companies | Associate Underwriter | Wells Fargo & Company | Analyst | Wells Fargo & Company | Control Management Analyst | Willis Towers Watson (WTW) | Associate Broker | Willis Towers Watson (WTW) | Broker Analyst | Willis Towers Watson (WTW) | Corporate Risk & Broking Analyst | Willis Towers Watson (WTW) | Health and Benefits Actuarial Analyst | Willis Towers Watson (WTW) | Property & Casualty Actuarial Analyst | Willis Towers Watson (WTW) | Property & Casualty Actuarial Analyst | Winder Insurance Center | Commercial Lines Account Manager | XS Brokers | Associate Broker | Zurich Insurance | Claims Trainee | Zurich Insurance | Market-Facing Underwriter | Zurich Insurance | Market-Facing Underwriting Trainee |
The information below represents graduate/professional schools and programs reported through the Class of 2025 Career Outcomes Survey. To view historical Career Outcomes for this major, click here and select "Historical Data" from the navigation menu.
| Graduate School | Program(s) |
|---|---|
| American College of the Mediterranean | Global Marketing, MBA | Emory University | Law, JD | Hong Kong Polytechnic University | Management, MSc | Johns Hopkins University | Business Administration, MBA | Mercer University | Law, JD | University of Georgia | Accounting, MAcc | University of Georgia | Business Analytics, MSBA | University of Georgia | Finance | University of Georgia | Financial Planning, Housing, & Consumer Economics, MS | University of North Georgia | Law, JD | Vanderbilt University | Finance, MS |